Travelling Abroad? Consider Kidnap & Ransom Insurance

As kidnappings in Mexico & Third World Countries Increase, Policies Cover Ransom Demands, Security Consulting, Extraction and Rescue Operations

Kidnap and Ransom insurance is a far cry from a traditional insurance policy We've put several of these programs together for clients that travel extensively in high-risk areas and they offer both proactive and reactive protection. Policies often include security consulting, rapid extraction in the event of civil unrest, and of course they cover the cost of ransom in the event that the worst does occur. Most people will never be in a situation where they need protection or have to worry about a kidnapping But for those who choose to travel off the tourist routes in Mexico, Central and South America and the Eastern Block - either for business or pleasure - it's nice to know that you have a team ready to help at a moment's notice if things go wrong.

Encino, Calif. (Vocus/PRWEB ) January 5, 2010 -- As globalization of business continues, the number of kidnappings in foreign countries eclipsed the 1,000 mark in 2009. From business travelers to tourists, there has been a steadily climbing number of Americans taken in third world countries, and while it sounds like a plot from a Hollywood blockbuster, one of the best ways to protect yourself from this nightmare scenario is with Kidnap and Ransom (K&R) Insurance.

"Kidnap and Ransom insurance is a far cry from a traditional insurance policy," says Timothy Gaspar, owner of Gaspar Insurance Services. "We've put several of these programs together for clients that travel extensively in high-risk areas and they offer both proactive and reactive protection. Policies often include security consulting, rapid extraction in the event of civil unrest, and of course they cover the cost of ransom in the event that the worst does occur."

K&R Policies also cover extortion, wrongful detention, piracy and hijacking. Most K&R companies employ security and crisis management teams that step in to minimize losses in kidnap scenarios, and many policies cover post-event medical and psychiatric care. The most common K&R policies are written to protect employees serving overseas, families and corporations, and many include kidnap prevention training prior to travelling.

"Most people will never be in a situation where they need protection or have to worry about a kidnapping," Gaspar says. "But for those who choose to travel off the tourist routes in Mexico, Central and South America and the Eastern Block - either for business or pleasure - it's nice to know that you have a team ready to help at a moment's notice if things go wrong."

Timothy Gaspar Insurance Services brings creative protection solutions to Los Angeles residents and business owners. Specialties include casualty and property insurance, estate and collectibles coverage, identity theft protection, even kidnap/ransom policies. For more information, please contact Timothy Gaspar Insurance Services, 6345 Balboa Blvd. #290 Encino, CA 91316, or call (818) 609-7575 ext. 260.

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