Пʼятниця, 1 січня 2010 р.

Hundreds in Sderot, Israel Protest Hamas Gaza Terror Rockets, Seek Peace for Children

Hundreds of Sderot and Israeli civilians took to the streets today to demand an end to Hamas terror attacks from Gaza. In a rally organized by the Sderot Media Center, protesters demanded an end to violence and the creation of dialogue and peace for both the children of Sderot and Gaza.

Sderot, Israel (PRWEB) January 2, 2010 -- Hundreds of Sderot and Israel civilians took to the streets today to demand an end to Hamas terror attacks from Gaza, the Israel News Agency reported. In a rally organized by the Sderot Media Center, protesters demanded an end to violence and the creation of dialogue and peace for both the children of Sderot and Gaza.

Sderot Israel Peace Rally Against Terrorism / Photo: Roi Idan
Sderot Israel Peace Rally Against Terrorism / Photo: Roi Idan

Sderot civilians, Israel youth, university students, and international peace supporters marked the one year anniversary of the Israel Defense Forces Operation Cast Lead and a new decade of peace and hope for Sderot and the world for 2010.

"We stand here today on both sides of the border, with a message of peace between us," said Sderot Mayor David Buskila. "We have released balloons with messages from the children of Sderot who experienced the Qassam rockets, and we want to say to Hamas leaders, who to our dismay continue to rearm, that we come in peace. We are too strong to leave this land, and justice is with us."

The peace rally was coordinated with the Israel Ministry of Public Diplomacy and Diaspora Affairs, WUJS, World Jewish Congress, Im Tirzu and the Sderot Municipality.

The Sderot Israel Peace Rally for Hope was a counter-response to the Gaza Freedom March, which took place in Egypt today.

The Sderot rally featured a number of speakers including the presidential candidate for the 2011 elections in Zambia, the Honorable Dr. Saviour Chishimba, Former Member of Parliament-National Assembly of Zambia and founder of the Zambia-Israel Alliance.

In a recent visit to Sderot, Israel Dr. Saviour Chishimba stated: "Now is the time for Africa to stand up and fight terrorism wherever it emerges. The threat against Israel and the Jewish people is the same threat against all the peoples of the world."

The Sderot Israel Peace Rally began at Kibbutz Nir Am, located between Kibbutz Erez and Nir Am. Leading the protesters were Sderot Mayor David Buskila and Information Minister Yuli Edelstein. Hundreds then marched to Givat Yanchik (Givat Ha'Oranim).

Edelstein said he was concerned by the foreign activists who came to support the Palestinians.

"Some of them are cynical, radical left-wing activists whose world is black and white, where Israel is always in the black, but others don't really understand what's going on and instead of promoting peace and helping the children of Gaza, they are assisting the murderers and terrorists of Hamas," he said.

Following the peace march, the Israel peace activists released hundreds of balloons with messages from Sderot, Israel children to the children of Gaza.

Moshe Amar, a Sderot boy whose home was destroyed in a Hamas terror rocket attack and was visited by US President Barack Obama during his 2008 election campaign, spoke to the peace protesters.

"Try to imagine that everything you love, the things that are supposed to be the most secure in your life - your home and your family are directly terrorized," said Amar. "For almost a year, we were left homeless. To this day, that Hamas terror Qassam attack still traumatizes my family - we will never be the same."

The Israel marchers sang peace songs as they were photographed and interviewed by journalists coming from dozens of nations including the US, UK, France, Israel, Spain, Canada, Brazil, Denmark, Sweden, Japan, China and Russia.

"I believe that these people bring a message of peace. The children of Sderot have sent messages to the children of Gaza. Israel doesn't want war; it wants to live in peace with its neighbors - the launching of rockets into Israel must cease," said a Zambian member of parliament.

"We come to Sderot with a message of peace, one year after the war," Edelstein said. "Sadly, the shooting continues, but we seek peace."

Israel Prime Minister Benjamin Netanyahu and Finance Minister Yuval Steinitz submitted for Cabinet approval, an aid package for Sderot and the communities in the area adjacent to the Gaza Strip. The basket of benefits is worth approximately NIS 190 million. Additionally, approximately NIS 150 will be invested in the structural reinforcement of educational institutions in follow-up of previous decisions.

The decision was formulated by Prime Minister's Office Director-General Eyal Gabai and Finance Ministry Budget Director Udi Nisan and includes a series of benefits in the infrastructures, education, social welfare and employment. The goal of the decision is to continue strengthening the communities in the area in order to provide stability, increase social and civil strength and improve local authorities' and residents' ability to cope.

Local Sderot residents and businesses will continue to receive local rate discounts albeit in a reduced format. Given the improved security situation, it will stand at 35 percent for residences and 25 percent for factories and businesses.

Local authorities will also receive special grants in order to deal with the consequences of the security situation.

Sderot, Israel will receive NIS 9 million, other local communities NIS 6 million. This is in accordance with the decision's underlying basis, that of changing the balance of Government investments in the area from current budgets to regional infrastructures and development, reports the Israel News Agency.

The activity of five centers that offer psychological and social services will continue on their present footing. Emergency medical services for area communities will continue.

NIS 14 million will be invested in building reinforced daycare centers will be built in the communities in the area adjacent to the Gaza Strip. Approximately NIS 140 million will be invested in structural reinforcements at educational institutions in Sderot and the communities in the area adjacent to the Gaza Strip in 2010.

Israel Prime Minister Netanyahu said: "The decision expresses our commitment to the security of the residents in the area adjacent to the Gaza Strip, and to the continuation of normal life amidst prosperity and growth in infrastructures, education and other areas. Concern for the security and welfare of our brothers, citizens of the State of Israel whose communities have served as targets for thousands of missiles fired by Iranian-sponsored terrorist groups, will continue to top our unity government's list of priorities."

"Gaza is not under siege by Israel, it is under occupation by Iranian back Hamas," says Christian Arab Ahmad Ayoub, a 46-year-old shopkeeper from Jaffa.

"Israel provides the civilians of Gaza with tons of food, medical and humanitarian aid on a daily basis while everyone forgets that Gaza has another border - Egypt. Is Gaza under siege by Egypt as well? The warehouses and marketplaces are full. If anything, Hamas been stealing much of this aid and keeps it from the people of Gaza to sell on the black market and create more propaganda against Israel. Hamas does not allow democracy. Hamas and Islamic Jihad treat women as second class citizens. Women have no rights. But the biggest problem is that Hamas teaches hate, while the Jews act for peace. The Jews have every right to defend their children against Jihadist holy war terror attacks."

"On September 12, 2005, the last Israeli soldier left Gaza in a unilateral peace move," said Avi Levy, a student from Tel Aviv University.

"What Israel got in return from leaving Gaza was not peace but rather 12,000 terror rockets. Hamas does not seek land. This is not a dispute over territory. Hamas wants every Jew and Christian dead. They see us as "infidels" - no different than those who attacked New York and Washington during 9/11 and those Islamic terrorists who attacked London, Turkey and Paris with bombs. We need moderate Muslims to reach and reason with their brothers who are murdering innocent children and creating a disaster for the people of Gaza."

The above news release was donated to the people of Sderot, Israel by the Israel News Agency, Israel SEO PR, Israel PR, New York SEO PR and London SEO PR.

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High Profile New York City Divorce Lawyer Says Electronic Devices May Hold Tiger Woods Hostage in a Possible Divorce

According to high profile divorce lawyer Lisa Beth Older, in the face of the Tiger Woods scandal and his potential divorce (www.nycdivorcelawyer.net), the electronic device capturing his voice on a voice message has had a disproportionate detrimental effect upon the rise and fall of an American Legend.

New York, NY (PRWEB) January 1, 2010 -- The exposure of Tiger's voice message on Uchitel's electronic device caused a media storm followed by Tiger's admission posted on his web page that he has had an affair, says attorney Lisa Beth Older, Esq. Now it is rumored that his wife is headed toward a divorce.

New York Divorce Lawyer Lisa Beth Older, Esq.
New York Divorce Lawyer Lisa Beth Older, Esq.
The use of electronic devices such as voice messages to take down celebrities carries a huge price tag, the least of which is to destroy troubled marriages and inflict insufferable pain. "The advent of the electronic witness has heightened possibilities in divorce litigation, making it more palatable to be the innocent disenfranchised spouse," says New York divorce lawyer Lisa Beth Older. Electronic devices have become virtual reality witnesses. More and more New York Courts are allowing electronic evidence to play a part in the divorce discovery process. Electronic devices have a long history in the annals of divorce in New York and in other states.

But unlike old fashioned cameras where one can destroy the film after the adultery is proved, computers and other like devices retain indelible traceable imprints which have been used for far more nefarious purposes. People who can reap financial gain by dallying with married celebrities are no more than home wreckers for profit, armed with an electronic device as corroboration of the affair.

"Superheroes and extraordinary athletes are not perfect and are held to a higher standard which provides an opportunity to prey on celebrities," says New York attorney Lisa Beth Older.

Improper use of electronic devises can hold innocent people hostage.

As in terrorism, governments are astute enough to know that paying off the terrorist for the release of hostages will incite more terrorism. Celebrities and persons falling victim to electronic devices should follow suit. "Celebrities being preyed upon by women with electronic devices that record infidelity are better served by following the lead of David Letterman," says New York City divorce lawyer Lisa Beth Older, citing to the example of Letterman refusing to pay for the silence of an extortionist.

In the case of Tiger Woods we see how a simple electronic devise can led to the demise of a vulnerable brilliant American hero.

By: Lisa Beth Older, Esq.
www.nycdivorcelawyer.net

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Criminal Record Inc. Announces Fastest and Most In-Depth Criminal Records System Available

Criminal Record Inc. has today announced today the deployment of the fastest and most in-depth criminal records indexing system in the United States. The creators claim it can rival any system produced by the Government for locating offenders and potential offenders.

Brocton, NY (PRWEB) January 1, 2010 -- Today Criminal Record has announced the deployment of powerful new programming, databases and hardware that make conducting a criminal records search anywhere in the United States a much more accurate and painless process.

For years conducting background checks has been problematic in the sense that not every record was covered and quality of data varied greatly in quality plus scope from company to company.

The new system announced by Criminal Record today (code named Raptor) is using a new type of artificial intelligence to collect and parse information from over 3000 U.S. counties and 98 Federal Districts. The new system is then taking that information and attaching it to Social Security Numbers, Dates of Birth, Relatives, Address Histories, Previous Jobs and public records to provider individuals with a much more complete overview.

This application has been in beta for the last 5 months and has preformed beautifully. It is now being released to the general public, private corporations and Government Agencies.

Because this application is web based and can be located at http://www.criminalrecord.net there is no need for a user to download and install software. This solves speed problems along with allowing users to conduct preliminary searches on other individuals in a purely private manner.

To find out more about how CountyCriminal.com can be of use to you or to peruse their powerful new feature, visit them online at http://www.CriminalRecord.net.

About Criminal Record: Criminal Record is the most advanced interactive county criminal records site online. They remain dedicated to providing their users with the utmost accuracy and ease of access to vital information about criminal records throughout the US. With these powerful features, users are able to generate tremendous results on which to base any hiring decision or security decisions.

Contact
Name: RE Vernon
Address: PO Box 405, Brocton NY, 14716   
Phone & Fax: 888-531-DATA

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Canada, Montreal Sikhs Hold a Conference on Sikh Genocide in India Pogroms in Nov. 1984

A conference to commemorate-cum-appeal to the world for recognition of yet another genocide in the world, is scheduled to take place in Montreal, Canada on Jan. 16, 2010. Many political prominents would be present to have deeper understanding of the 25-year-old occurrence. "Sikhs For Justice" a US-based organization is facilitating the event in association with most Sikh temples of the Montreal area.

(PRWEB) January 1, 2010 -- World history testifies, genocidal onslaughts have many a times hexed entire communities of an ethnicity in cold blood. Surely, the international community then stands obliged to precipitate action to force the executors and operatives face justice. Amnesty International has soldierly joined Sikhs to say “those found guilty of SIKH Massacre of 1984, should be punished”.

Pope John Paul 11 rightly remarked once that even if one individual is done with in pogroms intent, a preempt genocide is deemed to have been committed.    

Therefore, to remind the world in general and the governments of Canada, America, Europe in particular about the continued denial of justice to the victims and survivors of Nov. 1984 Sikh Massacre of more than 30,000 Sikh men, women and children, major Sikh organizations of the province of Quebec (Gurdwaras Guru Nanak Darbar In., Greater Montreal Inc., St-Roche and G. Quebec Inc) will jointly hold a commemoration in association with ‘Sikhs For Justice’ on Jan. 16, 2010 at 419 St. Roche, Park Extension, Montreal, Qc. between 1300hr and 1600hr.

The undersigned is privileged to extend greetings to all, on behalf of Sikh Community for a joyous New Year, while requesting participation and press coverage of the above commemoration, also at the same time sharing views of the audience; Sikh Community will appreciate.

Chattar Singh Saini

For info. call 514 808 9365

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Journalist Tom York Relaunches PR Agency Specializing in Media Relations

List of Services to Include Social Networking Strategies, “Tweeting” on Twitter.com, Blogging, as Well as News Placements for Clients

San Diego, CA (PRWEB) January 1, 2010 -- Veteran newspaperman Tom York, most recently editor of the San Diego Business Journal, is relaunching his marketing and media practice under the name Tom York Public Relations (www.tomyorkpr.com).

York, who writes the popular SDBJ Insider column appearing on Page 3 of the San Diego Business Journal (www.sdbj.com), draws on more than 30 years of experience as a business expert for his clients.

My top-level experience in the competitive world of journalism gives me a competitive advantage in shaping story ideas and placing those stories with interested editors and reporters. I know what journalists need to succeed.
York will specialize in media relations, focusing on story placements, as well as on increasing client visibility on the Internet. He will provide social networking services, such as “tweeting” at Twitter.com, on behalf of clients and will create and ghost business blogs.

“As print continues to downsize and reorganize, the Internet becomes an increasingly important medium for client messaging to potential customers,” said York. “Indeed, the Internet has arrived, particularly now that social networking has shifted into the corporate suite. On online presence is mandatory to succeed in business.”

As editor of the San Diego Business Journal, Tom managed operations for the newspaper’s heavily trafficked Web site. During his tenure, the number of Web site newsletter subscriptions exploded from 15,000 to more than 22,000.

In his agency, York will also provide OpEd and guest commentary writing services, specializing in executive-level writing on issues of economic, social and political importance.

Established Track Record
York has an established track record in public relations. From 1997 to 2006, he was principal of his own agency in Silicon Valley and San Francisco, where he represented a wide variety of clients, ranging from the largest publicly traded corporations to the smallest technology startups. He wrote speeches for CEOs, as well as story-length articles for various commercial Web sites, including corporate-sponsored E-zines.
In his career, York served as the editor of two weekly business periodicals: the San Jose Silicon Valley Business Journal, and the Baltimore, Md., Business Journal. The early years on his resume feature stints as San Francisco bureau chief for U.S. News & World Report and managing editor of two suburban newspapers, the Tri-Valley Herald in Pleasanton, Calif., and The Argus in Fremont, Calif.

“My top-level experience in the competitive world of journalism gives me a competitive advantage in shaping story ideas and placing those stories with interested editors and reporters. I know what journalists need to succeed,” said York. “I began my career writing on a manual typewriter manufactured in 1913, and have witnessed the arrival of the Internet. Still, the more things change, the more they stay the same.”

York is a graduate of the University of California, Berkeley. He has two children, one currently in college.

Visit www.tomyorkpr.com for more information.

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Четвер, 31 грудня 2009 р.

Advanced Productivity Software Awarded the 2009 Bronze Medal by Legal Technology News

Time entry software solution honored by customers in 7th annual LTN Awards

Atlanta, GA (PRWEB) December 31, 2009 -- Advanced Productivity Software Inc. (APS), the leader in distributed time entry software, announced that DTE Axiom was once again awarded the Bronze Medal in 7th Annual Legal Technology News Awards.

LTN 2009 Bronze Award
LTN 2009 Bronze Award
“We congratulate the 2009 LTN Award winners, and applaud their creativity and innovations,”
In 2009, the editors of Law Technology News asked the publication’s more than 40,000 subscribers to identify products and vendors that represented outstanding achievement in legal technology in 25 categories for its seventh annual awards program. DTE Axiom was selected for the Bronze Medal in the area of “Time and Billing for Large Firms” category.

“We’ve been working hard at APS to continually improve and evolve DTE Axiom, to better meet the needs of global firms,” says APS President Jim Tharpe. “We pride ourselves on constantly working to remain on the cutting edge of legal software technology. We thank Legal Technology News and all those who voted for this recognition.”

Developed to provide unprecedented performance, connectivity and functionality, DTE Axiom offers a radical step forward in time entry software, especially for today’s increasingly globally-oriented law firms. DTE Axiom is a completely new, non-browser based internet application. Utilizing patent pending architecture, DTE Axiom runs over existing IIS and SQL server infrastructure affording unparalleled speed, security, usability, deployment, data consolidation, and continuity.

“We congratulate the 2009 LTN Award winners, and applaud their creativity and innovations,” said Monica Bay, Editor-in-Chief of Law Technology News. “The awards dramatically illustrate how our community is determined to develop and adopt superb technologies that help legal organizations deliver better, faster and cheaper legal services in these turbulent economic times.”

The awards, selected based on subscriber online voting, will be presented at LegalTech New York on February 1, 2010. Information on the awards and winners will be featured in the March 2010 issue of Law Technology News and on the magazine’s Web site at www.lawtechnologynews.com.

"It's a great credit to the innovation of and dedication of our team just to be nominated for the award,” said Product Manager Devin GawneMark. “But it is a real honor for the law firm community to once again offer DTE Axiom this recognition."

For more information about DTE Axiom, please visit www.aps-soft.com or call Advanced Productivity Software at 800-783-9231.

DTE Axiom is a registered trademark of Advanced Productivity Software, Inc.

About Advanced Productivity Software, Inc.
Since 1990, Atlanta-based Advanced Productivity Software has provided scalable, reliable time tracking and cost recovery software that makes it easier to capture more time accurately, enabling law firms to quickly track and access activity that improves the firm’s bottom line. Used by more than 50 percent of the AmLaw 100 firms worldwide, Advanced Productivity Software offers three time management and usage tracking solutions: DTE Axiom, RollCall and LookUp Precision. For more information on Advanced Productivity Software and its solutions, please call 800-783-9231 or visit www.aps-soft.com.

About Law Technology News
Law Technology News provides timely information and insight into the latest technologies, products and services available for the legal marketplace. Each month, the award-winning magazine features new product announcements, as well as monthly articles and columns written by industry experts and senior law firm decision makers. LTN is distributed to more than 40,000 selected subscribers and is also available on the Web at www.lawtechnologynews.com. The magazine is published by ALM, a leading provider of specialized business news and information, focused primarily on the legal and commercial real estate sectors.

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Alex & Gaxiola Legal Team Files Bold Motions to Disqualify Maricopa County Attorney's Office in Criminal Cases Pending in Superior Court

In separate filings on behalf of multiple clients, Richard Gaxiola moves to have County Attorney dismissed from prosecution of cases due to alleged conflict of interest and impropriety

Phoenix, AZ (Lexis Nexis/PRWEB ) December 31, 2009 -- In motions filed this month with the Superior Court of the State of Arizona, attorneys from the Phoenix-based law firm Alex & Gaxiola moved to disqualify the Maricopa County Attorney's Office (MCAO) from prosecuting multiple clients facing criminal charges in Phoenix.

In the firm's case, State of Arizona v. Robert Eugene Cole (Case No. CR2009-006715-001 DT) and in other cases involving similar issues, highly regarded Phoenix attorney Richard Gaxiola filed defense motions last week to disqualify the MCAO on the grounds that the MCAO's recent pursuit of criminal charges against several active and retired Maricopa County Superior Court judges created a prosecutorial conflict of interest.

Earlier this month, prosecutors working for Maricopa County Attorney Andrew Thomas charged the county's presiding criminal court judge, Gary Donahoe, with three felonies, including bribery. The MCAO has also alleged violations of the RICO Act by current and former county judges they claim are part of a "criminal enterprise." Meanwhile, deputies working for controversial Maricopa County Sheriff Joe Arpaio - a well-known ally of Thomas - visited the homes of several members of the court staff in what the employees perceived as an attempt at intimidation.

"It appears that there is no end to the MCAO's intent on bringing public distrust against our judiciary," said Gaxiola, whose firm handles a wide range of litigation in Arizona. "Clearly, the appropriate procedure is to disqualify the MCAO from any further prosecution and allow the federal complaint and Maricopa County complaint to run their legal course. This would ensure the reinstatement of the public's trust in our judiciary and Arizona criminal justice system."

A flurry of recent legal activity from the defense bar led Arizona Supreme Court Chief Justice Rebecca White Berch to issue Administrative Order 2009-124 on December 23rd, a unique order that appointed retired Arizona Chief Justice Ruth V. McGregor as a Special Master to oversee the administration of all matters arising from the MCAO controversy, including the motions to disqualify that have been filed by Gaxiola and other defense attorneys.

For more information about Alex & Gaxiola, please go to www.alexandgaxiola.com or call 602.971.1775.

See the original story at: http://lexisnexis.prweb.com/releases/2009/12/prweb3384064.htm

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Середа, 30 грудня 2009 р.

Priority Conferencing Chooses Uniseo as its Strategic Internet Partner

Priority Conferencing, one of the leading players in the audio conferencing space has signed a strategic alliance with top Internet marketing and consulting services provider Uniseo.

(PRWEB) December 31, 2009 -- Priority Conferencing, one of the leading players in the audio conferencing space, has announced that it has signed a strategic alliance with top Internet marketing services provider Uniseo to further its reach in the business-to-business audio conferencing industry.

Priority Conferencing (www.priorityconferencing.com), a conference call provider that began operations in 2004, has grown to become a competitive force in the industry.

Uniseo (www.uniseo.com) is a leading strategic Internet marketing company that provides professional ROI-based Internet consulting, training, and marketing services.

In the current economy, the survival of many companies will depend on their Internet-based innovations. Maintaining an effective online presence continues to play an important role for Priority Conferencing.

After several months of searching and negotiations, the partnership seemed ideally suited for both companies.

"We dedicated significant resources to find the ideal company to examine our marketing strategies," says Dan Alper, Executive Vice President of Priority Conferencing. "We're selective when it comes to choosing partners and we believe that this agreement will enhance our online presence and help to solidify our position as one of the top players in the conferencing industry."

"Priority Conferencing is a popular brand name in the conferencing industry and we're elated to have been selected as their partner," says Brian Rotsztein, CEO of Uniseo. "Marketing in the business to business environment is never easy, especially given that the Internet is more complex than ever. This presents a challenge that we're ready for."

The conference call industry continues to flourish, especially since the costs associated with corporate travel continue to rise. Keeping up with the rapid pace of technological advances is now firmly established as a very important part of modern business life. Priority Conferencing provides companies with a cost-effective means of communication between individuals and businesses in multiple locations.

About Priority Conferencing
Priority Conferencing is a leading provider of conferencing services. For more information, please call 1-866-817-3016 or visit www.priorityconferencing.com

About Uniseo
Uniseo is one of the longest running Internet marketing service providers. The company was the first of its kind to offer comprehensive SEO training (www.uniseo.com/seo-training.htm) and consulting (www.uniseo.com/seo-consulting.htm) services on an international basis.

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Attorney Morgan Gaynor of Mark Roman Law Group in Clearwater, Florida is named to the Million Dollar Advocates Forum

**Clearwater accident lawyer Morgan Gaynor of www.markromanlaw.com is named to one of the most prestigious groups of trial lawyers in the United States, The Million Dollar Advocates Forum. Less than 1% of all U.S. lawyers are members. Membership to The Million Dollar Advocates Forum is limited to attorneys who have won million and multi-million dollar verdicts and settlements.**

Clearwater, FL (PRWEB) December 31, 2009 -- Clearwater accident lawyer Morgan Gaynor of Mark Roman Law is named to one of the most prestigious groups of trial lawyers in the United States, The Million Dollar Advocates Forum. Less than 1% of all U.S. lawyers are members. Membership to The Million Dollar Advocates Forum is limited to attorneys who have won million and multi-million dollar verdicts and settlements.

The quality of this membership is very impressive and includes many of the top trial lawyers in the country. Many of the members have achieved numerous million and multi-million dollar results (several members have won billion dollar cases).

The certification and membership of Clearwater accident lawyer Morgan Gaynor of the Mark Roman Law Group to the Million Dollar Advocates Forum provides recognition of his remarkable ability to demonstrate in an objective and tangible way, his extraordinary skill at accomplishing superior results in complex personal injury cases.

Morgan is a Board Certified Civil Trial Lawyer specializing in personal injury litigation resulting from car accidents, construction accidents, falls, and other accidents involving injury.

Morgan Gaynor's Clearwater accident law practice areas include most areas of personal injury litigation, including: major personal injury, serious car accidents, construction accidents, falls, boating accidents, work injuries and all insurance litigation.

For more information on Morgan Gaynor and the Mark Roman Law Group in Clearwater, visit online at www.markromanlaw.com/about-the-firm.php.

For more information on The Million Dollar Advocates Forum visit them online at www.milliondollaradvocates.com.

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Online Auto Insurance Urges Drivers to Protect Against Uninsured Motorists

Unfortunately, there are motorists who take the risk of driving uninsured and even less fortunate are the individuals who are involved in collisions with these drivers; protection may be available.

Los Angeles, CA (PRWEB) December 30, 2009 -- Motorists must remember that operating a motor vehicle is a privilege; along with this privilege comes the responsibility of abiding by the insurance laws of the state. Unfortunately, at any given moment there is a great deal of individuals who make the unwise decision to drive without proper coverage in place. OnlineAutoInsurance.com is advising motorists to protect themselves from these drivers which may help lessen the blow financially after being involved in a collision with one who is not insured.

According to the Insurance Information Institute, it is believed that one in every seven driver in the U.S. does not carry a policy which can negatively impact the remaining drivers who do. Although many consumers look to purchase cheap auto insurance policies, there is a very cost effective addition to coverage that can be well worthwhile to protect from drivers who are not insured.

Unfortunately, there are motorists who take the risk of driving uninsured and even less fortunate are the individuals who are involved in collisions with these drivers.
Uninsured and Underinsured Motorist coverage is a very beneficial type of coverage that can be found at a very affordable rate and may end up being worth the extra premium. Although Uninsured Motorist is required by law in 20 states, only 5 states require Underinsured Motorist coverage; the majority of states allow the purchase of this protection to be optional and unfortunately, many policyholders choose not to purchase it.

These types of coverage will compensate policyholders in the event that they are struck by a motorist who does not have a policy, is underinsured or if victim of a hit-and-run. With the exception of No-Fault states which generally allow the insured to collect from their insurance company regardless of fault, motorists may have to follow court proceedings in order to obtain compensation from the other party; if in a No-Fault state, the insured can only collect up to the policy limits which may not cover the cost of the policyholder’s injuries or losses.

A worse case scenario is being a victim of a hit-and-run where they other party is unidentifiable which would leave the victim unable to file a lawsuit and would have to absorb financial losses on their own. There are certain states that take the number of uninsured motorists into account and will try to ensure proper compensation for the victim. The state of Idaho may suspend the license of the uninsured driver for six years or until payment is settled for a traffic collision.

Source: http://itd.idaho.gov/dmv/DriverServices/ds_accid.htm

Uninsured/Underinsured Motorist may be affordable and can be extremely beneficial. Motorists may visit http://www.onlineautoinsurance.com/cheap/ to obtain free quotes from various companies in order to determine whether or not this additional protection is within their budget.

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Chicago-Based Insurance Company, Joseph M. Wiedemann & Sons, Alerts Customers of New Illinois Driving Law

Chicago insurance provider, Joseph M. Wiedemann & Sons, reminds drivers to refrain from texting while driving, in accordance with Illinois text messaging ban.

Chicago, IL (PRWEB) December 30, 2009 -- Leading provider of Chicago home owners insurance and auto insurance, Joseph M. Wiedemann & Sons reminds customers of new Illinois driving law that bans texting while driving. The new law will go into effect January 1st, 2010, for drivers of all ages throughout the state of Illinois.

“We want to make sure our customers are safe from potential accidents caused by texting while driving, and that they avoid the hefty fines given for violating the new law. Texting while driving has become increasingly dangerous in recent years, as new phones with larger screens and full keyboards make it easier for people to send text messages while doing other tasks. To avoid the risk of accidents or fines, we encourage our customers to invest in hands-free mobile devices, which allows them to communicate while focusing on the road with both hands on the wheel,” says John Wiedemann, president of JMW & Sons.

Practicing safe driving methods not only reduces the risk of potential accidents, but it can also help people save money on auto insurance.
The Illinois text messaging ban is not limited to text messaging through a wireless phone. The law states that a driver cannot operate a vehicle on the road while using a phone, digital assistant or mobile computer to compose, read or send a text message, e-mail or instant message. Drivers should pull over to the shoulder and put the vehicle in park before sending a message.

Exceptions include the use of electronic communication devices by law enforcement officers for on-duty purposes, as well the use of permanently installed and approved communication devices by commercial vehicle drivers. The law does not apply when the driver must communicate with emergency personnel to report an emergency situation, or if normal traffic is obstructed and the driver has the car stopped with the transmission in neutral or park.

“Practicing safe driving methods not only reduces the risk of potential accidents, but it can also help people save money on auto insurance. A good driving record can keep insurance coverage rates down while helping drivers avoid injury and fines,” says Wiedemann.

About JMW & Sons: As leading providers of business and home insurance in Chicago for more than 70 years, Joseph M. Wiedemann and Sons dedicates itself to providing top Chicago home insurance and business coverage that meets the exact budget and needs of clients. For more information about Joseph M. Wiedemann & Sons, visit http://www.jmwsons.com/.

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Вівторок, 29 грудня 2009 р.

Towns Realty Short Sales Tips -- yes you can -- Short Sale is a Growing Trend Among Homeowners Facing Foreclosure

A Short sale is always better than a Foreclosure and unfortunately there is no other way that will benefit the homeowner who is in financial trouble.A foreclosure is bad for homeowners and their communities. Can a Short Sale help you avoid Foreclosure? Yes a Short Sale can avoid a Foreclosure. This is the purpose of it. Otherwise banks would not approve it. Is the loss on a Short Sale greater than Foreclosure? No, a Foreclosure Sale will always cost the homeowner, the lender and their communities thousands of dollars less .

Orlando, FL (PRWEB) December 30, 2009 -- Yes a Short Sale can avoid a Foreclosure
This is the purpose of it. Otherwise banks would not approve it.
Is the loss on a Short Sale greater than Foreclosure?

 
  • a Foreclosure Sale will always cost the homeowner, the lender and their communities thousands of dollars less.
Promissory Note in Short Sale:
Short Sale experts in Florida
Short Sale experts in Florida
Example: If a homeowner owes $200,000.00 dollars to Bank A on their first mortgage, and $100,00.00 dollars to Bank B on their second mortgage and/or equity line of credit also known as a HELOC.
Short sale an exit strategy preferred by a growing number of troubled homeowners.http://www.townsrealty.com
The property’s fair market value is $175,000.00 dollars and is sold for this price.

In most cases, Bank A forgives all of the remaining balance. Then Bank B forgives $90,000.00 dollars but asks homeowner to sign an unsecured promissory note for the outstanding balance of $10,000 dollars.

This is a win win situation, because nine out of ten times the new note is at 0% interest which is much less than the original note of $100,000.00 dollars and there will be no Foreclosure judgment entered against the homeowner even if the homeowner never pays this new note on the property. The new note is unsecured and the property was sold without having to be foreclosed on.

To make matters ever more clear; if the property is already sold and if there were a foreclosure filed it would have been filed by the first mortgage and not the second mortgage.

In summary what is better, being sued by two mortgage companies for $300,000.00 dollars or an unsecured mortgage for $10,000.00 Dollars? Maybe the $10,000.00 dollar unsecured note is a better option if you were to default.

Is the new unsecured note is a legal contract?

This is what the most argue all the time, of course it's a legal contract, but so were the previous promissory notes. Which in most cases is a HELOC that most lenders had language in the note stating that the HELOC note could be with or without collateral, meaning that it could even survive Foreclosure and become a unsecured debt just like a credit card, which is what a HELOC essentially is, a credit card secured by a piece of property nothing but that.

Tax Consequences in a Short Sale:

This is also another myth. Most do not realize that the taxes in a Short Sale are no different than in a Foreclosure. If the property is taken in a Foreclosure, the court Sale in most cases will usually sell for less than Fair Market Value. This makes the situation worse for the Borrower and for the Mortgage Company. Ultimately the whole neighborhood will suffer.

If the property is the borrowers principal residence there may or may not be any taxes owed on a Short Sale. Please see The Mortgage Debt Relief Act of 2007. And IRS Publication 4681,

In every Short Sale situation Albert Stimer has come across, and it is hundreds, He has never had an attorney advise any of his clients not to sign an unsecured promissory note for a fraction of the original note and risk a potential deficiency judgment after Foreclosure. As said above, it is a win win situation.


Advice to Homeowners:

Always interview the agent or broker before hiring them. Ask for written references and experience.

By no means is a Short Sale an easy process. This is a one shot deal. There is not any room for mistakes.

Unfortunately there are a lot of amateurs in this market trying to do Short Sales and are not successful at getting them approved. As mentioned, this is a one shot deal and if submitted to the lender incorrectly it could cost you the Short Sale of your property. There are a lot of good people going through very difficult financial times and unfortunately there are many amateurs taking advantage of these people. Don’t let that be you.


About Albert Stimer

Albert Stimer is the managing Real Estate Broker with Towns Realty in Florida.

Albert Stimer is not a lawyer or tax professional and cannot render such advices. Please retain such professionals if you have legal or tax questions.

Mr. Stimer has done and overseen hundreds of Short Sale situations and transactions. He has a passion for helping homeowners in these difficult times.

Mr. Stimer has been asked to teach and has taught numerous classes at local Realtors Associations Pro Bono just to help educate his fellow brokers and realtors.

For Free Short Sale consultation dial 800-587-3693 or visit http://www.townsrealty.com or at his blog at http://www.albertstimer.com

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